Cheap Car Insurance in Tempe, AZ

Tempe city is located in the county of Maricopa, Arizona State. According to the report by the Census Bureau of United States, Tempe city had a population of about 185,038 residents in 2017. This city was named after ‘Vale of Tempe’ that is in Greece. It’s situated in the Phoenix metropolitan section of East Valley. In addition, it’s bordered by Guadalupe and Phoenix to the west, Chandler to the south, Mesa to the east and Salt River Indian Community & Scottsdale to the north. The University of Arizona State’s main campus is also situated in this city.

Tempe city is the headquarter location of Fortune 500 firms and is part of greater area of Phoenix. The city provides many ways of enjoying life to its residents.

Tempe Car Insurance Information

Of all the cities in the State of Arizona that have the most expensive rates of auto insurance, Tempe was ranked at the 11th position. Vehicle owners in the city of Tempe pay $164/ year more for auto insurance premiums than the average auto insurance of Arizona State and $570 above national average.

The annual average rates of auto insurance in Tempe, Arizona is approximately $1,470/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy. This is specifically why we are perfect for you. We’ve helped many auto insurance buyers in Tempe make significant savings in their auto insurance premium cost.

The table below clearly shows the average auto insurance cost of Tempe, Arizona State and the national average.

CHEAPEST CAR INSURANCE COMPANIES IN Tempe

In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in Tempe. It’s worth noting that the rates of car insurance tend to vary depending on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies.

For instance, in Tempe, the firm with the highest auto insurance quote for 30 year old drivers was Amica with an annual rate of $1,518 while the firm with the cheapest auto insurance quote for similar drivers was Auto-Owners with a rate of $1,298. Therefore, we encourage our customers to obtain auto insurance quotes from a minimum of 3 car insurance firms so that they can make a comparison on the rates.

To make things even easier for you, we’ve made a list of the top 8 cheapest auto insurance firms in Tempe together with their annual auto insurance rates in the table below.

Rank Car insurance company name Annual rate(30 year old drivers)
1 Amica $1518
2 MetLife $1511
3 Farm Bureau $1487
4 Ameriprise $1415
5 Mercury $1412
6 Farmers $1346
7 Freedom National $1322
8 Auto-Owners $1298

Tempe Car Insurance Rate by Zip Code

Data recorded in the above table displays how rates of auto insurance in Tempe tend to vary by the zip codes. We’re trying to give an explanation of how auto insurance rates tend to change from one zip code to another. Some of the factors that results to change in insurance rates as one moves from one zip code to another in Tempe include; uninsured motorists, theft and crime.

For instance, in Tempe, the average rate of auto insurance for 30 year old male drivers is $1,479 at 85283 zip code, whereas the average rate of auto insurance for similar drivers increase to $1,689 at 85285 zip code. We can clearly note that this results to a price increase of about $210/ year as zip codes in Tempe change. Therefore, it’s essential that you select the correct zip code when searching for auto insurance so that you get the most affordable rate of auto insurance in Tempe.

Luckily, this is exactly what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheap auto insurance in Tempe.

Tempe Zip Codes Gender Age Average Rate($) Lowest($) Highest($)
85281 Male 30 1512 801 2078
85282 Male 30 1622 926 2181
85283 Male 30 1479 893 2017
85284 Male 30 1559 970 2035
85285 Male 30 1689 1019 2297
85287 Male 30 1549 929 2194

Tempe CAR INSURANCE RATES BY AGE

Age Women ($) Men ($)
70 1378 1506
60 1268 1352
50 1367 1410
40 1444 1451
30 1512 1510
20 2794 3334

The table below contains data that displays the rate of auto insurance in Tempe for both genders and various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by gender and the driver’s age.

For instance, in Tempe, the average auto insurance rate for 20 year old male drivers is $3,334 whereas the average rate of insurance for women of the same age group decreases to reach $2,794. Additionally, the car insurance rate for 30 year old female and male drivers is almost similar costing about $1,150 / year.

We can clearly see a huge decrease in price ($900/ year) while the age range of the driver moves from 20 years to 30 years. Additionally, Tempe auto insurance quotes within the age range of 30 to 70 years becomes stable costing approximately $1,000/ year for both genders. You can therefore obtain the cheapest auto insurance rate within this age range.

We’ll help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Tempe, Arizona.

MINIMUM CAR INSURANCE REQUIREMENT IN Tempe

Insurance type GTempe minimum requirement
Comprehensive /Collision deductible Unavailable
Property damage $10,000
Bodily injury liability $30,000

Tempe city requires car insurance with the minimum protection from bodily injury of $15,000 for every person or $30,000 for every accident as well as $10,000 for the property damage for every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible. Luckily, this is specifically what Network insurance does for you. Contact us and we’ll find you a cheap car insurance company based on your exact Zip code.

Top car insurance agents in Tempe

Arredondo Insurance

2130 S Rural Rd, Tempe, AZ 85282, USA

Arizona Insurance Agency

1713 E Broadway Rd, Tempe, AZ 85282, USA

GEICO Insurance Agent

815 E Baseline Rd Suite 105, Tempe, AZ 85283, USA

Henry Martinez; Allstate Insurance

1 W Elliot Rd Ste 105, Tempe, AZ 85284, USA

Hayden and Hayden Agency

5225 S McClintock Dr, Tempe, AZ 85283

Freeway Insurance Services

805 W Baseline Rd #4, Tempe, AZ 85283, USA

Armor Insurance Professionals

617 E Apache Blvd Suite 125, Tempe, AZ 85281, USA

American National Insurance

1414 W Broadway Rd #147, Tempe, AZ 85282, USA

American Family Insurance

2111 E Broadway Rd Suite 12, Tempe, AZ 85282, USA

Tempe AZ DEMOGRAPHY

Getting to Know More About Tempe

  • Land Area 104.18 km²
  • Population Density 4,811.87/sq mi
  • Latitude 33°24′46″N
  • Longitude 111°56′35″W
  • Area code 480 and 602