Cheap Car Insurance in Chandler, AZ

Chandler city is located in the county of Maricopa, Arizona State and is a popular suburb in the Metropolitan Statistical Area of Phoenix. It’s bordered by Tempe to the west and north, Mesa to its north, River Gila Indian Community to its south, Gilbert to its east and phoenix to its west. According to the Census Bureau of United States, the estimated population of Chandler in 2017 was 253, 458.

Knowing some information about Chandler city can assist you to easily find cheap auto insurance in Chandler, Arizona. It is the home to the yearly Ostrich Festival. The city once depended on agriculture, although it currently has mixed economic which includes manufacturing and technology. In this article, we have considered some aspects that can help you get cheap auto insurance in Chandler.

Chandler Car Insurance Information

Of all the cities in the State of Arizona that have the most expensive rates of auto insurance, Chandler was ranked at the 17th position. Vehicle owners in the city of Chandler pay $98/ year more for auto insurance premiums than the average auto insurance of Arizona State and $504 above national average.

The annual average rates of auto insurance in Chandler, Arizona is approximately $1,404/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy. This is specifically why we are perfect for you. We’ve helped many auto insurance buyers in Chandler make significant savings in their auto insurance premium cost.

The table below clearly shows the average auto insurance cost of Chandler, Arizona State and the national average.

CHEAPEST CAR INSURANCE COMPANIES IN Chandler

In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in Chandler. It’s worth noting that the rates of car insurance tend to vary depending on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies.

For instance, in Chandler, the firm with the highest auto insurance quote for 30 year old drivers was Amica with an annual rate of $1,421 while the firm with the cheapest auto insurance quote for similar drivers was Farmers with a rate of $1,121. Therefore, we encourage our customers to obtain auto insurance quotes from a minimum of 3 car insurance firms so that they can make a comparison on the rates.

To make things even easier for you, we’ve made a list of the top 8 cheapest auto insurance firms in Chandler together with their annual auto insurance rates in the table below.

Rank Car Insurance Company Annual rate(30 year old drivers)
1 Amica $1421
2 MetLife $1376
3 Mercury $1311
4 Farm Bureau $1280
5 Ameriprise $1233
6 Auto-Owners $1165
7 Freedom National $1144
8 Farmers $1121

Chandler Car Insurance Rate by Zip Code

Data recorded in the above table displays how rates of auto insurance in Chandler tend to vary by the zip codes. We’re trying to give an explanation of how auto insurance rates tend to change from one zip code to another.

For instance, in Chandler, the average rate of auto insurance for 30 year old male drivers is $1,479 at 85248 zip code, whereas the average rate of auto insurance for similar drivers increase to $1,689 at 85225 zip code. We can clearly note that this results to a price increase of about $210/ year as zip codes in Chandler change. Therefore, it’s essential that you select the correct zip code when searching for auto insurance so that you get the most affordable rate of auto insurance in Chandler.

Luckily, this is exactly what Network auto insurance does for you. We can assist you select the appropriate zip code when insuring your car to ensure that you get the cheap auto insurance in Chandler.

Some of the factors that results to change in insurance rates as one moves from one zip code to another in Chandler include; uninsured motorists, theft and crime. Some of the zip codes in Chandler with the most expensive auto insurance rates include; 85224, 85225 and 85249. On the other hand, zip codes with the cheapest auto insurance rates in this city include; 85226, 85286 and 85248.

Chandler Zip Codes Gender Age Average Rate($) Lowest($) Highest($)
85226 Male 30 1512 801 2078
85286 Male 30 1622 926 2181
85248 Male 30 1479 893 2017
85224 Male 30 1559 970 2035
85225 Male 30 1689 1019 2297
85249 Male 30 1549 929 2194

Chandler CAR INSURANCE RATES BY AGE

Age Average Rate ($)
70s 1527
60s 1261
50s 1205
40s 1299
30s 1343
20s 1817
Teenagers 5689

The table below contains data that displays the average rates of auto insurance in Chandler for drivers of various age groups. We’re attempting to give an explanation of how the rates of auto insurance is affected by the driver’s age.

We can clearly see that the auto insurance premium for the teenage drivers is the highest with average payment of about $5,689/ year. When drivers in Chandler move out of the teenage age range, their premium decrease by $3,872. These rates continue to decrease as the age of the driver increases. However, when drivers in Chandler reach the age of 60 years, their auto insurance rate starts to slightly rise.

Additionally, auto insurance rates within the age range of 30 to 70 years becomes stable. You can therefore obtain the cheapest auto insurance rate within this age range.

We’ll help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Chandler, Arizona.

MINIMUM CAR INSURANCE REQUIREMENT IN Chandler

Insurance type Chandler minimum requirement
Comprehensive /Collision deductible Unavailable
Property Damage $10,000 per accident
Bodily injury liability $30,000 per accident

Chandler city requires car insurance with the minimum protection from bodily injury of $15,000 for every person or $30,000 for every accident as well as $10,000 for the property damage for every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible. Luckily, this is specifically what Network insurance does for you. Contact us and we’ll find you a cheap car insurance company based on your exact Zip code.

Top car insurance agents in Chandler

Colgrove Financial

555 W Chandler Blvd Ste 203, Chandler, AZ 85225, USA

www.wearingtoomanyhats.com

Aaa Insurance

4040 W Ray Road Ste2, Chandler, AZ 85226

az.aaa.com

Neil B Cutler

4905 S Alma School Rd Ste 3, Chandler, AZ 85248, USA

www.amfam.com

Dan Wisniewski

4905 S Alma School Rd Ste 3, Chandler, AZ 85248, USA

Insurance Agent; Bryan Ross

5960 S Cooper Road Ste 2, Chandler, AZ 85249, USA

www.bryanrossinsurance.com

Paul Schrom Agency Inc

565 W Chandler Blvd Ste 114, Chandler, AZ 85225, USA

Alpha and Omega Financial

2450 S Gilbert Rd #221, Chandler, AZ 85286, USA

aomegainsurance.com

Taylor Insurance Agency

3190 S Gilbert Rd Suite 5, Chandler, AZ 85286, USA

Chandler Auto Insurance

2125 W Elgin St, Chandler, AZ 85224, USA

Chandler AZ DEMOGRAPHY

What You Need to Know About Chandler

  • Land Area 168.83 km2
  • Per Capital Income USD 23,904
  • Population Density 3950 people per square mile
  • Longitude 111.83° W
  • Latitude 33.3° N
  • Area code 480